The last line on a balance sheet showing profit and loss is an example of the bottom line. Deteriorating bottom line impacts the entire value chain of the business. Never leave your bottom line to the bitter end, the earlier you improve it the more successful your business will be.
Proper financial planning takes into account the whole picture and not just a piece. Part of a financial plan is looking at risk capacity. Wisely created and finely executed financial plan helps to achieve financial goals and keeps your future financially secured.